You're already saving money where you can, of course, but there are always a few more, clever ways to save day-to-day to find out about. Here are ten top ways you can free up more money for fun things by saving around the home.

1. Have a 'use it up' month 

This is where you don't buy anything new, but make yourself use up the odds and ends of things you have already bought. Whether it's a half-finished bottle of shampoo or open cereal packets, using everything up will save you money.

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2. Note down dimensions and take photos

When looking for items of furniture, keep a note of the dimensions you need in your wallet. That way, when you do come across a piece somewhere you'll know whether it will fit the space.

3. Take photographs

A quick snap of items of clothing you need something to go with means ypu can check wjat will go with it when you;re in the shops amd save wasted purchases. . 

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4. Never throw away old fabrics or towels

Old curtains can be made into seat and cushion covers, tablecloths and new clothes. All you need for new upholstery is a good staple gun and for the rest, a sewing machine or some time for hand sewing. If your towels are going a bit grey, bring them back to life by dyeing them a new colour with Dylon washing machine dye. 

5. Get free phone calls

If you have broadband, you can phone on the internet for free with Skype. There's also WhatsApp which is a free app you can get on any mobile phone and, so long as you're hooked up to Wi-Fi, you can phone or text anyone else in the world on WhatsApp for free.

6. Get an insulation grant

If you're on income support or another kind of financial benefit you may be eligible for help with insulating your home, via the Affordable Warmth scheme. Even if you don't receive any benefits many people are entitled to massive discounts for insulation services so do have a look. 

7. Don't forget about the loft

By insulating your loft you could save up to £200 off your annual heating bill. You can purchase the insulating foam at B&Q or other DIY stores and install it yourself, or call in a handyman to do it for you.

8. Less dust, more heat! 

Make sure you bust the dust on your radiator surfaces. Dust and grime seriously impede the flow of heat in your house. Also, put aluminum foil, shiny side out, behind radiators to reflect heat back into the room rather than out through the walls .You can pick up some specially-designed radiator foil from Wickes for just over a tenner.

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